Check Financing
Convert Your Check
to Cash
Upload your check easily and collect it without waiting for the due date.
Fill out the form completely and upload your check images.
Let us evaluate your application and prepare your special offer.
We'll contact you shortly with the best offer.
1. Data Controller
In accordance with the Personal Data Protection Law No. 6698 (KVKK), your personal data is processed by Figo Ticari Bilgi ve Uygulama Platformu A.Ş. (Figo or Company), operating at Levent Mah. Meltem Sk. İş Bankası Kuleleri No: 10 İç Kapı No: 27 Beşiktaş / İstanbul, as the data controller within the scope explained below.
Sign Up
Complete your Figopara membership in minutes.
Upload Your Check
Upload your checks by scanning the QR code or manually entering the information on the check.
Create Discount Request
Get offers from financial institutions for checks you want to collect early.
Convert to Cash
Choose the best offer and instantly receive the amount of your post-dated check.
Collect Your Check Early with Figopara
Why Figopara?
Join thousands of businesses that accelerate their cash flow with Figopara!
Online, fast and easy transactions
Competitive discount rates
Multiple financial institutions
Quick access to cash
Mobile and web application
Easy check upload with QR code
Our Partner Financial Institutions
You can receive discount offers from financial institutions integrated with Figopara's Check Collection system, and easily access cash by choosing the most suitable one.
Figopara is Now in Your Pocket!
Our mobile app is live with a new design and features! Download it now and easily convert your receivables to cash wherever you are.
Hear It from Our Customers
During the period when banks hit the brakes, we truly saw Figopara by our side. Compared to last year, our turnover has increased by 50-60%, and Figopara's contribution to this is significant.
Hüseyin Rüştü Kobal , Gar Leather and Textile
We met Figopara in 2020. We started working with TFS transactions, which brought forward our collection dates and allowed us to bring and sell products faster.
Cüneyt Karap , Sanal İletişim
We met Figopara right during the pandemic when we were experiencing a financial crisis. It provided a solution to our urgent needs. We use Figopara for our urgent financial needs.
Damla Ocak , Ocak Tarım
Issue Your Invoice, Don't Wait for the Due Date
Join the businesses that convert their e-Invoices to cash before maturity!
With Figopara Check Financing Your Financial Status is Under Control
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Frequently Asked Questions
Check Financing allows you to convert post-dated checks received from your customers into immediate cash through financial institutions before their maturity date.
Checks must be valid, crossed checks from corporate customers with supporting invoices. Personal checks and bearer checks are typically not eligible.
Upload check images and supporting invoice documents through the Figopara platform or mobile app. Our system will process your request and connect you with financial institutions.
Fees vary based on check amount, maturity date, and issuing bank. All fees and discount rates are displayed transparently before you accept an offer.
Approval typically takes 1-3 business days, depending on check verification and financial institution review.
If a check is dishonored, you are responsible for repaying the financed amount plus any applicable fees to the financial institution.
Yes, you can track all your submitted checks and their status through your Figopara account dashboard.
Minimum amounts vary by financial institution, typically starting from 5,000 TRY.
There is no specific limit to the number of checks, but total financing is subject to your credit limit and the financial institution's policies.
If you need to cancel a transaction before the check is presented, contact customer support immediately. Cancellation may be possible depending on the transaction status.
Physical checks with supporting invoices are currently required. Digital check support may be available in the future.
Approved funds are directly transferred to your registered business bank account within 1-2 business days.
The financial institution presents the check to the issuing bank for payment. Once cleared, the transaction is complete.